Covers the Dwelling and anything attached to it, which includes your 3-car garage and your deck
Do you own a detached garage, large shed or patio? This covers structures not attached to your home.
Covers your investment and assets if someone is hurt on your property. Make sure to pay attention to your handrails and stairs in the winter!
Pretend to lift your home up and tip it over and shake. Everything that falls out is your personal property.