Event and Health/Wellness Insurance

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Offering the coverage you need

The Tobey & Merrill Insurance Special Events program has been structured to meet the needs of event participants and/or event sponsors. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. 

In 2021, we have added Health and Wellness Programs for Personal Trainers and Yoga Instructors.  This program helps individuals who are teaching students virtually or in a studio.  Reach out to our agents about additional Health and Wellness Programs in the Hampton, NH area so that we may grow this program.  

Coverages

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Vendors

The Tobey & Merrill Insurance vendor liability program has been structured to meet the needs of vendors big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. While many vendors are accustomed to acquiring insurance on a solo basis, Tobey & Merrill Insurance also offers the convenience of group policies.

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Personal Trainers and Yoga Instructors

This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

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Wedding Insurance

You've fallen in love, and now you want to celebrate that love with your friends and family. You want to be unique and commemorate your wedding with an incredible party for your friends and family, who love and support you and your partner. What happens when someone gets hurt, and your wedding celebration turns into a financial and emotional strain on your guests? It may seem unnecessary now, but insuring your wedding can help guarantee that your special day will leave you with pleasant, loving memories of your wedding.

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Special Events Insurance Program- Low Hazard

The liability program has been structured to meet the needs of small, short term events including host liquor liability. We have specifically tailored programs in place that offer the coverage you need to keep your business or personal finances protected. Our programs are available for events that are less than 5 consecutive days, less than 500 attendees per day and at one location. Most common events:  Birthday parties, Award presentations, Charity Events and Reunion- over 50 eligible events. 

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Performing Artists

The Tobey & Merrill Insurance performer liability program has been structured to meet the needs of performers big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. While many performers are accustomed to acquiring insurance on a solo basis, this insurance program also offers the convenience of group policies.

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Camps, Clinics & Conferences

In the past, insurance coverage for conferences, sports camps and clinics was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participant's injury claim. However, this specialty insurance program has recently been developed to cover the inherent risks involved for the schools, park districts, coaches, directors and participants of today’s conferences, sports camps and clinics. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits. 

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** Please note that this is only a summary of insurance coverage. All policies have specific terms, conditions, exclusions, and limitations. Please refer to the policy for a complete description of coverages.**